SAM HOME TOOLS · REFERENCE

Privacy & Terms

Updated October 4, 2026 · SAM Home Tools

Your offer figures are processed in your browser. This tool does not send them to a server or save them in browser storage.

Calculator inputs

No account, email address, property address, or signup is required. Refreshing or closing the page loses the current figures. Do not put sensitive information into offer labels. If you print or save a PDF, manage that file privately on your device.

Website requests

Your browser contacts the hosting service to load the website. That provider may process IP addresses, browser information, and operational logs according to its own policies. This application does not include advertising trackers, analytics scripts, external fonts, or lead forms. Links to external reference websites follow those sites’ policies when opened.

Use of estimates

The calculator and guides are educational tools, provided without a guarantee of accuracy for your individual transaction. Verify all figures and agreements with appropriate professionals. They are not a property valuation, final settlement statement, or legal, financial, or tax advice.

No endorsement or recommendation

SAM Home Tools is an independent tool by SAM Developers. References to government agencies do not imply affiliation or endorsement. The highest-net label is an arithmetic comparison, not a recommendation to accept an offer.

Model scope

Read the full methodology and exclusions before relying on an estimate. Blank costs count as zero. Taxes, payoff interest, and fee allocations are not automatically determined.