# SAM Home Tools

> Free, no-signup US home sale proceeds calculator and three-offer comparison. Estimates use user-entered amounts; they are not settlement figures, valuations, or tax advice.

## Calculator
- [Home sale proceeds calculator](https://www.samdevelopers.online/): Interactive calculator. Amounts stay in the visitor's browser. No saved financial data or public calculation API.

## Reference pages
- [How to Calculate Home Sale Proceeds in the US](https://www.samdevelopers.online/guides/home-sale-proceeds/): A worked example of seller net proceeds, mortgage payoff, commissions, concessions, and closing costs. Learn how proceeds differ from profit and taxable gain.
- [How to Compare Home Offers Beyond the Highest Price](https://www.samdevelopers.online/guides/compare-home-offers/): Compare seller net proceeds, concessions, closing dates, financing, and contingencies. Includes a clear example where a lower-priced offer has higher estimated proceeds.
- [Calculator Methodology, Assumptions & Limitations](https://www.samdevelopers.online/methodology/): The exact home-sale proceeds formula, commission rounding, supported inputs, exclusions, example calculations, and comparison rules used by SAM Home Tools.
- [Privacy & Terms | SAM Home Tools](https://www.samdevelopers.online/privacy/): How SAM Home Tools handles calculator inputs, hosting requests, printed reports, and the limitations of its educational home-sale estimates.

## Calculation summary
Estimated proceeds = sale price minus mortgage payoff, seller-paid commission, concessions, settlement fees, transfer/recording charges, outgoing tax/HOA prorations, other liens, and other entered seller costs. Commission uses the entered percentage and rounds to the nearest cent. Blank costs mean zero. Highest net is not an offer recommendation.

## Limits
No automatic local tax/fee lookup, capital-gains calculation, seller-side incoming credits, earnest-money reconciliation, or closing-success prediction. Sample figures are illustrative and must not be described as market averages. Commission is negotiable. Read the methodology for full scope.

Content/model version: 1.0; reviewed 2026-10-04. This reading guide is informational; crawler and AI-provider support varies.