KNOW WHAT YOU COULD TAKE HOME

Home sale proceeds calculator.

Compare the offers. Understand the costs. See what’s left for you.

No account. No lead forms.
Your figures stay in your browser.

Your offer details

Edit each offer. All amounts are in US dollars.

Offer label Offer price

Enter a price to include this offer.

Mortgage payoff

Use your lender’s payoff quote for closing, not just the current balance.

SELLER-PAID DEDUCTIONS

Total agreed commission

Include only commissions you agree to pay. Rates are negotiable; the example is not a recommendation.

Seller concessions / credits

Include agreed repair or buyer-cost credits here once. Do not repeat them below.

Title, escrow & settlement fees Transfer taxes & recording fees

Other costs & adjustments

Seller-paid tax / HOA prorations

Deductions only. Credits paid back to you are not modeled in this version.

Other liens or loans to pay off Other seller-paid closing costs

Enter costs not already included above. This is a closing-proceeds estimate, not a profit calculation.

Closing date & offer conditions

Proposed closing date Buyer funding Inspection contingency Financing contingency Appraisal contingency

These terms appear in your comparison. They do not change the arithmetic or predict whether an offer will close.

Blank deduction fields count as $0. Costs are not looked up automatically. Confirm figures with your agent, lender, and settlement provider.

ESTIMATED NET PROCEEDS · OFFER A

ESTIMATE ONLY

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Enter an offer price to see an estimate.

Offer price—

Total deductions—

Estimated proceedsMortgage & liensOther deductions

Three offers. One clear view.

Click an offer to edit

Highest estimated proceeds is a financial comparison only, not an offer recommendation. Review proof of funds, contract terms, timelines, and contingencies with your agent.

Where the money goes

Itemized deductions

Estimates are based solely on the amounts you enter. This is not a settlement statement, property valuation, capital-gains tax calculation, or legal, tax, or financial advice. State and local practices vary. See methodology and exclusions.

MAKE A MORE INFORMED COMPARISON

A little clarity before closing.

Understand the numbers behind an offer—and the terms the numbers don’t capture.

SELLER GUIDE · 5 MIN READ

How to estimate what you’ll take home from a home sale

Mortgage payoff, agreed commissions, credits, and closing costs explained with a worked example.

Read the proceeds guide

OFFER COMPARISON · 4 MIN READ

Why the highest offer isn’t always the highest net

Compare seller credits and other deductions, then consider closing dates and contingencies separately.

Read the offer guide

TRANSPARENT BY DESIGN

The math, without the mystery.

We calculate in cents, round the commission to the nearest cent, and subtract each entered deduction once. Nothing is inferred from your ZIP code or property value.

Read the full methodology

Estimated proceeds
Offer price − mortgage payoff − agreed commission − concessions − other entered seller costs

Proceeds are different from profit. Your original purchase price, cost basis, capital-gains taxes, moving costs, and future housing costs are not calculated here.

COMMON QUESTIONS

Before you compare.

How much money will I receive when I sell my house?

Your estimated proceeds are the sale price minus mortgage payoff, agreed seller-paid commissions, concessions, and other seller-paid deductions. The exact amount depends on your transaction and final settlement figures. Enter your own costs above to estimate it.

Does this calculator use a standard real-estate commission?

No. You enter the total percentage you agree to pay. Commissions are negotiable. The sample percentage is illustrative and is not a standard, required, or recommended rate.

Does a cash offer always leave me with more money?

No. Price and seller-paid costs determine the estimated proceeds here. Cash financing may affect contract terms, but it does not automatically change your costs or guarantee closing.

Are capital-gains taxes included?

No. Proceeds and taxable gain are different. Taxable gain depends on your basis, eligible adjustments, selling expenses, and possible exclusions. Consult a qualified tax professional and the IRS guidance on selling your home.

Can I use this calculator in any US state?

Yes, as a user-entered estimate. The tool does not automatically calculate state or local taxes, select customary fee allocations, or determine which fees apply. Obtain transaction-specific figures from local professionals.

Do I need an account, and do you save my figures?

No account is required. Your offer figures are processed in your browser and are not sent to our server or saved by this tool. Refreshing the page resets them. Use Print / save PDF if you want to keep a report.